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Figure Technology Solutions (FIGR)

Category: 2025 IPO
Posted:
Stock Price: $39.25

Overview

Figure Technology Solutions (NASDAQ: FIGR) is a fintech platform that applies blockchain-based infrastructure to consumer lending and capital markets workflows. Founded in 2018 by Mike Cagney, Figure focuses on HELOCs, private credit, and on‑chain loan trading/servicing.

Business

IPO Details (2025)

Advantages & Risks

Advantages: standardized workflows, on‑chain transparency, growing partner network. Risks: regulatory change, credit performance, funding cycles.

Updated:

Post‑IPO Performance & Trend Analysis (FIGR)

This update summarizes FIGR’s market performance after its IPO, based on publicly available sources.

FIGR Post‑IPO Price Behavior

  • IPO Pricing: FIGR was priced at $25.00/share, raising $787.5 million (31.5 million shares), with an implied valuation of $5.29 billion.
  • Day One Trading: The stock opened near $36.00, peaked around $38.05, and closed at $31.11.
  • Recent Sessions: On Sep 25, 2025, FIGR closed at $40.33 (‑0.88%); on Sep 26, it closed at $39.25 (‑2.68%).

Trend & Observations

  • Strong debut reflects investor demand and confidence relative to other fintech IPOs.
  • The surge also indicates volatility risk; profit‑taking has already appeared.
  • Support appears near the IPO price, resistance in the mid‑$30s to low $40s.
  • Future trajectory depends on revenue delivery, margins, and sustaining blockchain lending narrative.

Outlook & Key Risks

Upside Potential
  • Exceeding revenue/profit targets could push shares back toward $40–45 zone.
  • Blockchain positioning may attract institutional and retail attention.
Risks
  • Macro uncertainty and regulation could weigh heavily.
  • Overvaluation risk if execution lags or credit cycle weakens.

Conclusion

FIGR delivered a high‑profile IPO pop and remains in a volatile but active range. Long‑term gains hinge on execution and proving that its blockchain‑based lending model can scale profitably.